Archives for November 2013

November 22, 2013 - No Comments!

Ready to replace your bank?

In my last post I shortly introduced an alternative to the daily struggle with credit cards (Coin). Without any doubts, we can expect that mobile payment methods will take over our wallets soon and we are already trading digital currencies like bitcoins. Now, modern banking is about to enter our lives.

Closely linked to your life and daily patterns, Simple tries to revolutionize the current banking system and simplify your finances, while helping you to save money for the important things in life.

I am convinced there is a lot of potential when it comes to a more educated way to spend money. Also the management of peoples finances can be a great selling point for Simple. The monitoring and analysis possibilities to optimize the spending of your paycheck seems to be pretty awesome. I still doubt if the social aspect will resonate with users and if everybody really wants their money to "tell a story". Nevertheless, so far I gotta say I am hooked.


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November 19, 2013 - No Comments!

All your cards. One Coin.

How many credit and debit cards are you carrying around with out? My count varies between 3-4. None of them are logically linked and thus totally independent. If I loose my card, I have to reconstruct my entire day, make some calls and hope I find it in time before somebody takes advantage of my finances.

Now you can replace all your credit cards with a single one. Linked to a mobile app, all payments can be monitored from a single source and you can easily switch between private credit card, household debit card or the company business card.

This idea is so simple and that´s what makes it so beautiful. COIN.